House Hunting

House Hunting

Get hints and tips for house hunting and find your perfect property

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When you don’t have to live in a house immediately, you get the luxury of looking around at your options, although in some circumstances you need to find a house fast and may require you to compromise on your hunt.

10 Things to look for when buying a House

#1 Location: This is by far the most important decision you need to make. From the location of the house through to the local schools. Plus you want to like where you live in regard to the neighborhood. Spend plenty of time making sure you like the location. Also reference this to where you work and the traffic conditions.

#2 Foundation: For a long term location, it needs to have been built right the first time. You will save lots of time, money, and frustration by not having to deal with all the different problems that can come from foundation issues.

#3 Age: The age of the property can have an effect on what home improvements may need to be carried out.

#4 Size: We all want our own version of a mansion, so what’s yours and what does it look like, consider the size of property you would like, but be realistic within budget.

#5 Price tag: Though further down the list than people would expect, there is no set price tag on any home, just what you’re willing to give and what the seller is willing to let it go for. The limit on your mortgage amount which you need to get a pre approval at the beginning will put you into the right range of homes from the start.

#6 What do you not like: This can actually be a very good indicator of what you want. As soon you realize you don’t like something such as a conservatory or multiple stories, you can stop looking at those things. You will also be able to reinforce the things you do like about a property by the same method.

#7 Special uses: Do you run a business from home, or have special hobbies that you will need to be accommodated for? This could mean that you need to find a place that allows outdoor shop buildings, the ability to park trailers, specialised room options, or something else.

#8 Look at the neighbors: What do you see, hear, and smell. If you see cars put on blocks now don’t expect it to change, What about noisy animals, noisy vehicles, or weird smells.

#9 Look on your own: Tell your estate agent what your looking for and then keep looking yourself. Sometimes you just need to drive around an area and get lost so that you can find good locations and deals. Spend a couple of tanks of petrol looking for different areas, locations, and houses for sale that aren’t listed or are for sale by owner.

#10 Picture it with your stuff: That there were a few houses that were not what we wanted exactly, but we liked them more. If the houses that were clean and very well decorated made much better impressions. Trying to picture a house empty or with your items in it will help you weed out a couple houses that looked great on the inside, but were not what we were looking for.

Do I Need A Mortgage Before I Start House Hunting?

Is Buying A House A Good Investment?

Whats The Cheapest Way To Buy A House?

Do I Need A Mortgage Before I Start House Hunting?

No you dont need a mortgage before the start of your housing search, but it is a good idea to speak to a mortgage adviser who can give you an idea of the maximum mortgage amount you have available and the costs involved so you know how much you can afford.

Is Buying A House A Good Investment?

Many people consider the purchase of a house as a great investment, with house prices increasing more and more each year, it is important to not that like all investments there will always be a risk with unforeseen costs and the possibility of house prices dropping as well as going up. It is also important to factor in any interest costs on any mortgage you take out to purchase a property.

Whats The Cheapest Way To Buy A House?

The cheapest way to buy a house is to purchase the property outright, thus not incurring any interest rate, for most people this is not an option and finding a low rate mortgage is the best option available to many, so it is best to search to find the best plan for your circumstances.

Mortgages & Remortgages
8.4% APRC.
Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)



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